What You Need to Know About Aging In to Medicare
If you are about to turn 65-years-old, and qualify for Medicare, this time of life and eligibility is called “Medicare Age-In.” It’s an important milestone.
Medicare options and deadlines can be confusing, but the first and most important fact to know, is that if you are turning the eligible age you have a seven-month Initial Enrollment Period where you can enroll in Medicare to avoid potential penalties, like higher premiums. Your initial Medicare enrollment period begins three months prior to the month of your 65th birthday, includes the month of your birthday, and ends three months after your birthday month.
If you are approaching 65, be sure to enroll during your eligible period. Original Medicare is managed by the federal government; however, it does not provide the full healthcare coverage you may need. For additional coverage from private insurance companies, you have the option to enroll in a Medicare Advantage plan that works like an HMO with more benefits at no additional cost or a Medicare Supplement plan that covers the gaps in original Medicare at an additional monthly premium. More information can be found at Medicare.gov.
PIH Health provides exceptional medical care and a broad range of services for the senior members in our community, and accepts various forms of Medicare. We are a leader in providing care to seniors living within the San Gabriel Valley, Southeastern Los Angeles County and Northern Orange County.
To help you make informed Medicare decisions, PIH Health has created a helpful resource called Your Guide to Understanding Medicare which can also be found on our Medicare page.